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The Federal Emergency Management Agency (FEMA) recently recognized the City of Bismarck for obtaining a Class 8 rating in the agency’s Community Rating System (CRS). A plaque acknowledging the city’s floodplain management activities was presented to the City of Bismarck at an award presentation at City Hall.
Barbara Fitzpatrick, Senior Floodplain Specialist, FEMA Region VIII, congratulated the City of Bismarck on the achievement of this accomplishment. Various city departments led by Gary Stockert, City Emergency Manager worked together to complete the application process and submittal to FEMA to achieve the CRS rating. Departments and team members included Community Development, Public Works, Engineering, GIS and Administration.
The CRS program is a voluntary incentive program that recognizes and encourages a comprehensive approach to floodplain management and rewards communities that exceed minimum floodplain management requirements.
The CRS uses a Class rating system that is similar to fire insurance rating to determine flood insurance premium reductions for residents. CRS Classes are rated from 10 to 1. Bismarck is rated in the CRS Class 8, which entitles residents up to a 10% discount on their flood insurance premiums. Over 600 flood insurance policies have been issued for the City of Bismarck jurisdiction including the extraterritorial area (ETA) resulting in a savings of approximately $30,000 annually.
Residents and business owners in the City of Bismarck and Extraterritorial Zone (ETA) can now enjoy a reduction in flood insurance premiums because of the city’s active participation in the National Flood Insurance Program's (NFIP) Community Rating System (CRS). In addition to lower premiums, the CRS program helps to reduce the threat of damage due to flooding. As a result, flood insurance premium rates are discounted to reflect the reduced flood risk resulting from the community actions that meet the goals of the CRS.
Photo Caption: (left to right): Jenny Wollmuth, Carl Hokenstad, Gary Stockert, Darrel Nucech, Brady Blaskowski, Barbara Fitzpatrick, Dionne Haynes